Well this is a timely issue and apparently a necessary evil in todays over populated USA. It is obvious that we have too many people in this country that use the emergency room a medical plan. We have a full array of situations. Hard working people that just can't afford medical insurance. Unemployed decent citizens, homeless, drug users, hardcore alcoholics, parasites living off of the system and of course illegal aliens.
Let's start with the hard working, taxpaying folks that can't afford health insurance. Federal and state governments have health care plans now. Medicare and medicaid.
These have become so limited in their coverage that citizens have to have supplemental coverage.
So you need to make money to use the "welfare health plan"
The Centers for Medicare & Medicaid Services (CMS) administers Medicare, the nation's largest health insurance program, which covers nearly 40 million Americans.
Medicare is a Health Insurance Program for people age 65 or older, some disabled people under age 65, and people of all ages with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant).
Medicaid is a federally-funded program which provides health care for low-income individuals and families. The program was set up by the federal government, but is administered on a state-by-state basis.
Everyone over the age of 65 may qualify for Medicaid, but other groups of people too, including pregnant women, children under the age of 18, and people with certain types of disabilities. However, to qualify your income must also be below a certain limit, as defined on a state-by-state basis.
Medicare was established as a trust fund, like Social Security. When employees worked and paid into it, that money would stay there until you turned 65, The interest as well as the principle would pay for your health care. Unfortunately, the current beneficiaries medical claims under the program are being paid for by the taxes being deducted by the current workforce. The money that was held in trust was simply spent for whatever the Congress decided. Imagine that. A politician not telling the truth about spending your tax dollars.
More of a problem is the workforce is declining and the beneficiaries are increasing.
Someone turns 65 every 9 seconds.
14 million illegal aliens, lack of work ethics in todays youth, drugs, alcohol, politicians continuing to push government benefits. The system is designed to fail.
So we can't count on these programs being here in their current configuration for very much longer. But we can count on the emergency rooms being over crowded.
Either way the taxpayer and citizens with insurance will pick up the tab.
The government has proven they do not have the ability to operate a health insurance program. Even with limited coverage. Left hand spending too much and the right hand continues to make it too available for ineligibles.
Our politicians are here to represent us to the White House. Take the concerns of their constituents to Capitol Hill. There laws and policies are changed to protect the people that gave these "public servants" their positions.
Today they are taking pet projects to the people that the White House is pushing. This seems to be backwards. Having to sell a pet project to the voters of this country, that do not want it. I am fairly certain that the majority of the individuals using the emergency room for health care would love for working, legal America to continue to foot the bill for them. But it will bleed out sooner than later.
The solution seems so easy that I can not imagine it ever working.
1) Every financial social program has to hire investigators with a panel to allow or terminate benefits based on their findings. Most of us have seen individuals in line at a store with carts of goods, dressed nicely, bling bling, and out come the Independence cards, WIC, food stamps, etc. Then they get into a car nicer than the one you're driving. It would seem an investigator could recoup their salary in one investigation.
2) Any received benefit would rely on searching for jobs and or seeking education. No benefit for more than three months unless enrolled in an educational program to make them employable.
3) Proof of citizenship. If they are not citizens, they can not receive citizens benefits. If they want to follow the law and become citizens, send them home, (cheaper than supporting them), and give them a fast track to allow them to apply for citizenship legally.
4) And finally, allow the government to offer an extended, reformed Medicaid program. Every person enrolling would have contributed during their career, pay a minimal charge or volunteer for civic duties and receive credit for health care. Possible jobs could be day care, street cleaning, janitorial services, snow removal, community clean up, lawn services, etc. The insurance companies would have a serious reason to be competitive.
Well these problems and solutions are not going to just happen. Let your representatives know you want to be "REPRESENTED" to Capitol Hill. And they should not be the messenger boys for the white house or any lobbyist.
It's fine that you don't agree with me, but please..Remember in November!
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2 comments:
Well written. I see you get it.
Jack G.
Point number four is a very good idea....
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